Right here, right now

We all have long-term goals of where we'd like to be in 3, 5 or 10 years time. Even if they're not written down, we have an aspiration of where we'd like to be or what we'd like to be doing.

But what would make a difference to your life right now ... today?

What can you take from your long-term goals, desires, aspirations and dreams and move a few steps closer to them today?

You might be able to make a few changes to your life and be able to have what you want right now and not in several years time.

• A different job - what can you change about your existing job to make things better?
• A new house - time for a repaint, declutter or a bit of DIY. You might not be able to buy your dream home today but make the most of where you are now.
• More holidays - plan to take regular breaks, more often.

If you want more freedom and flexibility to enjoy the things you like doing - how can you give yourself more time to do them?

Why wait - a few simple changes, a little thought and planning and you can have more of what you want today.